Do you owe IRD KiwiSaver tax?
Employer contributions to KiwiSaver were changed on 1st April 2012. ...
March 24, 2013What is ESCT for KiwiSaver and how does it work?
ESCT - or Employer Superannuation Contribution With-holding Tax is the tax that employers must deduct from Employees ...
March 24, 2013KiwiSaver, tax changes - why you should use a payroll provider
At Moneyworks we are a small business (there are five of us). We concentrate on assisting our clients with their financial ...
March 24, 2013Insurance Cover and Policy Wording Passback - what does this mean?
It used to be that the only insurance cover that you could purchase was life insurance. You insured yourself, you died, the money ...
March 23, 2013How many people would you kill? Awareness Test [video]
This video was developed to help people think about their awareness of cyclists on the road. But it can get you thinking about your awareness in other areas. Both myself and Peter and active cyclists- but I don't like cycling on the roads in New Zealand. Our annual holiday overseas for the last three years (and this year in June) is based around a cycle tour. However after a scare with a Truck in Wellington and a broken elbow when a car suddenly stopped in front of me in France, I am too ...
March 23, 2013KiwiSaver Performance - how do you measure? - Fund Type
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March 21, 2013KiwiSaver, India and Me
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March 21, 2013Prostate Cancer - what you should know [Infographic]
No-one knows the exact cause of prostate cancer. Doctors can seldom explain why one man develops prostate cancer and others don't. This excellent infographic provides more information on prostate cancer. This is something that every male, and every person who loves a male should read and know about. ...
March 16, 2013Video - KiwiSaver Beginners Guide - Part Four
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March 15, 2013Sue's story - breast cancer - trauma insurance - [Video]
With thanks to Sue, her family and Sovereign. Sue was self employed and unexpectedly diagnosed with breast cancer through a ...
March 13, 2013Brenda's story - Heart attack - Trauma Insurance - [Video]
With thanks to Brenda and SunLife Financial (Canada). This story is about Critical Illness Insurance - which is generically referred to as Trauma Insurance. Brenda said that after she put the cover in place she had forgotten about it. When she had a heart attack, the insurance paid out and enabled her to reduce the stress on herself so that she could concentrate on day to day life and dealing with her healthy. http://www.youtube.com/watch?v=gc9XUgDHDjg To get more information,, fill in the ...
March 13, 2013Why you need to get the right legal arrangements in place to protect yourself!
Many people understand, in a general way, that if they have been in a relationship for three years or more, that the property involved in that relationship is split 50/50 if the relationship ends. This also applies to entitlements to assets upon death. But, what if you inherited some property? What happens to that? What about the property that you have kept as separate assets? What is you live in the inherited family home of one of the partners in the relationship? What happens then? The Pr...
March 10, 2013KiwiSavers Beginners Guide - Part Three [Video]
This series of four videos was produced by the New Zealand Herald at the end of 2012. ...
March 9, 2013Troy's story - trauma insurance - Sovereign - [Video]
With thanks to Troy and family and Sovereign for telling this story. Troy was a successful chef running a busy kitchen. As Troy said: - "The need for insurance protection is underestimated. With the benefit of hindsight, we'd have taken out more insurance." His trauma insurance covered travel and 4-5 months of the mortgage payments. http://www.youtube.com/watch?v=WPiPAo7Ci0c If you would like information on the insurance options available to you, fill in the Get Quotes Now form on this websit...
March 6, 2013KiwiSaver Beginner's Guide - Part Two - [Video]
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March 4, 2013Have you got the best income protection or trauma insurance policy?
Income protection insurance and trauma insurance cover are insurance policies that you put in place for your own benefit. ...
March 3, 2013Income Protection - Jacqui's story - [Video]
With thanks to Jacqui and ANZ (Australia) - in New Zealand ANZ owns OnePath Life, who is a company that Moneyworks recommends regularly. The contact details at the end of the video are for Australia. Jacqui's Story - click here to watch the video As she says, although she has income protection, she had no plans to use it, and she didn't know how to use it initially. That is the role of the adviser, we are there to help you sort that out. Also, she only had a 2 year benefit period. At Mo...
March 3, 2013KiwiSaver Beginners Guide - Part One - [Video]
This series of four videos was produced by the New Zealand Herald at the end of 2012. ...
February 28, 2013Why do I need Income Protection Insurance if I am covered under ACC?
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February 28, 2013KiwiSaver providers - and the number shrinks again - Tower gone....
The news has just come through that Tower has sold it's total investment business to Fisher Funds, including it's KiwiSaver ...
February 26, 2013KiwiSaver default providers - and then there were five!
AMP have announced that they are merging the AMP and AXA KiwiSaver schemes and giving up the dual de ...
February 24, 2013Can you afford it if your beloved pet suddenly gets sick?
This article in the NZ Herald struck at my heart. On Valentines Day this year, we discovered that my beloved long time friend and companion, Sage (16 years old - 80 in cat years) had collapsed lungs, we think they were filled with lots of tumours. So, I returned from my client meetings 2 1/2 hours away, spent a last night with him and then the Vet came around on Friday morning and he was put out of his misery. It is hard to explain to people that don't have an animal companion what that fee...
February 23, 2013How does being overweight affect your ability to get insurance cover?
“I know my loading is because of my fatness, and that isn’t going to change anytime soon!” ...
February 21, 2013Shelley - Trauma, Health and Income Protection Insurance - Sovereign NZ - [Video]
With thanks to Shelley, and Sovereign. Shelley had a tumour of her spine. As Shelley says: "You never know when something like this is going to hit you, and in my case,it didn't matter how fit ...
February 17, 2013Important - make sure your house insurance is reviewed and updated this year
The major fire and general insurance companies are changing the way that they insure your house. Until late 2012 most home owners had 'replacement' insurance cover. This is changing to insurance cover based on a 'set sum'. It is VITAL that you review your house insurance cover at your anniversary and make sure that you have adequate insurance cover in place. You may have to spend extra money to get an accurate valuation, and when you get that valuation, you may find that the cost of your insura...
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