Life insurance does work. This story is from Nick about how the life insurance cover from Sovereign,on
his father provided for his children after he died from heart problems,
Sometimes it feels like a hassle paying these premiums, but if the unexpected happens and someone dies sooner than planned, the value of life insurance cover really comes into it's own.
Remember that good life insurance policies also have a 'terminal illness benefit', which can pay out prior to death if death is imminent and signed off by the life insured's doctor.
http://www.youtube.com/watch?v=Y8zS25HWUcA
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For more blog articles on insurance, check out these posts:
Why do smokers pay so much more for insurance cover? –
Breast Cancer – do you hate doing those checkups – rather just assume that ‘she will be alright’?
How does being overweight affect your ability to get insurance cover?
By Paul Swarbrick